Worth noting, there is a difference between “lock” and “freeze”. See this article for the difference but I believe freezing is preferable https://krebsonsecurity.com/2018/09/credit-freezes-are-free-let-the-ice-age-begin/

Freezes are free now and my experience has been they are instantaneous for freezing and thawing.

These comments have been the highlight of my day. Thanks

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In my opinion it’s a needless extra step. I have had my card number compromised before and it was very little hassle to get a new card and my out of pocket was $0. Debit cards would be a completely different discussion however.

Mostly thinking impersonation, spamming, deletion or modification of history…. Although I’m sure there are probably other reasons too.

I got suspicious this was removed by pressure from Reddit as some crazy cover up but no, just a changed link, I guess. I never saw the original post but found this when searching the interwebs: https://lifehacker.com/three-things-you-should-do-before-deleting-your-reddit-1850534879

Hacking an account is still a valid concern though for various reasons , and hashes can still be used against password lists. Additionally, Two factor authentication is a necessity for sure. Now don’t get me wrong, I completely understand this feature is coming and that this is a developing service but many of these concerns do seem valid to me.

Finally moving closer to the Zoolander sized phone.

This is the way

This is a great write up and a good reminder that we should keep companies in check by thoroughly vetting their claims.