If you have an account with Fidelity, FZROX should be a better choice than VTI. Unless you enjoy investing or want to really get into it, either do a target date fund for the easiest and lowest risk, or a total market fund like VTI, or an S&P500 fund like VOO. You really don’t need to overcomplicate beyond that, except to potentially start buying bonds when you are nearing retirement if you didn’t choose a target date fund.
What specifically are you invested in? That chart doesn’t look right if you are investing as you describe.
I have military helicopters that occasionally fly low over my area at night and its always a moment of “shit what’s happening” because they are so loud and obnoxious. Fortunately it happens less than once a month.
No, they effectively do the same thing so you can just set your router to use NextDNS and you’re good.
It’s a lot more complicated than that. Even if we accept a simplified model where “more oil = more agriculture”, the US has seen massive growth in oil production over the past decade so it contradicts the claim that there’s food shortages because of oil production. If there are food shortages happening right now it’s not at all related to oil production in the US.
I mean I don’t see how it has anything to do with allegations of a secret food crisis, it seems like a non sequitur.
I mostly shop at Costco and am not struggling so maybe my perspective is skewed but it seems like food prices have been coming down recently, and I haven’t noticed any shortages. If you think it feels like things are being covered up that sounds a little paranoid and conspiratorial to me, food distribution in the US is a huge and complicated system involving a whole lot of people, it seems completely implausible that a cover up of a major food crisis would even be possible. There’s just too many people who would notice (and there isn’t any kind of centralized hierarchy involved that could pull something like that off). I don’t see the relevance of shale oil production, the US produces plenty of oil to be both self sufficient and one of the largest oil exporters in the world. If you’re concerned the US doesn’t have enough oil or something like that you really shouldn’t be.
Not OP, but it’s still lack of hardware support for me. I tried to daily Linux on my laptop and gave up in frustration after several months because a few key pieces of hardware are not supported and seemingly never will be.
Wow, from the article you linked here’s one of them plotting to wield a fascist mob against a journalist just like a proper villain, in case there were any doubts:
“If things get hot, it may be interesting to sic the Dark Enlightenment audience on a single vulnerable hostile reporter to dox them and turn them inside out with hostile reporting sent to *their* advertisers/friends/contacts,” Mr. Srinivasan said in an email viewed by The New York Times, using a term, “Dark Enlightenment,” that was synonymous with the neoreactionary movement.
Y Combinator seems like a nexus of creepy and unhinged techbros, I’m not surprised they have a CEO who wields antisemitic conspiracy theories against his critics.
Maybe I misremember but I thought they went crazy during covid and got into the whole antimask nonsense and refusing to comply with health and safety rules.
It used to be better, and the family that own the company are far right Christian extremists.
That’s a real thing, they were making fun of Peter Thiel.
I pay for mine, not sure how it differs from the free version but you can turn logging off, or if you have logging on you can specific how long to store logs and what jurisdiction to keep them in (I keep mine for a few months in Switzerland). You of course have to place some trust in NextDNS the company that they are actually doing what they claim to do as far as respecting user privacy but I trust them more than Google and Cloudflare, which is what I was using previously.
NextDNS - I use it on my router and all mobile devices.
I sort of miss the screws too but it’s so much better when a cable accidentally gets yanked and it just comes right out instead of transmitting the force into whatever it’s attached to.
Mazda used to get a lot of shit from car reviewers about road noise and started really beefing up their sound dampening to make it more “refined” starting around 2016 or 2017.
That’s part of the fun. Sometimes you get someone else’s fuel points too. It’s kind of like gambling whenever you fuel up. Over the long term it probably evens out, or at least I feel like I get a fuel discount pretty often with it so I don’t worry about it. Worse case I’m helping someone else save a few bucks, it doesn’t feel like a problem.
Why was it forked? Is the original no longer being developed?
That is the downside, FZROX is only available to Fidelity customers. There’s also a potential risk it won’t track total market performance as well as predicted because one of the ways they keep the expense ratio at zero is by only purchasing what is supposed to be an equivalent subset of the total market to keep their transaction costs down. I don’t remember the specifics but I think they leave out lots of tiny companies and its not a significant risk because they couldn’t actually move the needle one way or the other.