cross-posted from: https://lemmy.world/post/28567151
A few cards that I read about.
RBC virtual card, seems to do what I need. But it’s available for business use only.
Robinhood Gold Card, only in the states.
Wise, not sure if exact limits are available.
Context: I recently purchased a hotel stay where a merchant charged my card for the advertised price on their website, the amount was then refunded. Then another merchant charged my card a higher amount (a few hundred) all in a few seconds of the original transaction.
Edit: I found Wise provides limits on their virtual cards. I have yet to test how this works and if the transaction is declined for Insufficient funds, does anyone have experience with this?
This is easy as I’ve been nerding out on privacy for more than a decade at this point, but privacy.com is the move here! It’s a phenomenal service (even their free tier) which lets you make one time use cards, cards locked to a specific business, or just general use cards. You can set spending limits on all of their cards, and you can set these limits for a defined period of time. Privacy.com is the bee’s knee’s, truly don’t know what I’d do without em these days!
Should have specified, anything equivalent for Canadians. I was interested in Privacy.com but the TOS are only for the USA.
What happens if you get a full refund on a purchase where you used a one-time card that no longer exists?
I’ve tried and it’s returned to my bank account just fine. Their purchase disputes are pretty easy too
The way privacy cards work are very similar to when you close a bank account where The account still exists for a certain amount of time afterwards It just can’t be charged too further, so refunds or canceling of previous ones will work fine. However, charging new stuff to the card will not.