Real talk, forget about a down payment. There are a bunch of different ways to get a 0 down mortgage with varying qualifiers so that chances you qualify for one of them is quite decent.
Even if not, there are still a bunch of other ways to get low down payment mortgages for ~3% down or less.
Toss out the old adage of “20% down or bust” and keep any money saved towards it for savings for all the other costs of home/closing
Finally. A reason to go-to Ohio!
I’m fucking leaving this shit hole, deuces!
One echo chamber is spreading toxic shit and pushing fascism in an attempt to take away all our rights in one way or another.
The other echo chamber is spreading facts, truth, empathy, science.
One of these is objectively better than the other. By a wide margin. Have you ever tried to get a family member to quit mainstream SM when they don’t want to? It’s like trying to get a drug addict to stop. It’s a shitty situation with no good options, but the stream of toxic shit needs to stop.
Like old school antenna? Do they have one of those big roof top antennas? If so, you might be able to splice the line somewhere inconvenient and insert something that’ll cause just enough interference to make it annoying over the better alternatives like streaming.
Gotta be careful though, OTA tv is their jam unlike all the other “high tech new fangled wizardry”
I mean, I don’t particularly like it, but I’m just so tired of fighting against the constant trash they’re being fed
True, but I know them very well so my approach is tailored to them, they generally do read “articles” but will get distracted by those stupid auto-play videos and will start watching a couple of those. If they couldn’t for whatever reason I know they’ll just go back to whatever article they were reading
I’m sure there are some out there that are just straight fascists, but mine certainly were “indoctrinated”
Huh I didn’t even think of that lol, got any good alternatives for future memes?
Heh, I’ll do ya one better, I already replied with this to someone else in the thread, but I’m currently thinking about rerouting their Internet through my network via VPN and pinning my own HTTPS cert to their devices so I can alter Faux News “articles” on the fly with a ChatGPT integration maybe. Wouldn’t be able to alter videos, but might be able to slow them down to dialup speeds so they just get frustrated with it and just lean more on the written stuff
I figure this would be more effective than straight blocking
It’s definitely annoying having to constantly correct “drift”, but at the same time it’s SO MUCH less mental load than the “traditional ways” of deprogramming. I’m hopeful that (eventually) with good precision filter keywords and blocked profiles they’ll start to engage with more sensible content more and the algo will track from there
Heh I may or may not have peeled off one “certain Trump vote” to a “Fuck it, not voting for anyone” so far
I’ve thought about rerouting their Internet through my network via VPN and pin my own HTTPS cert to their devices so I can alter Faux News “articles” on the fly with a ChatGPT integration maybe. Wouldn’t be able to alter videos, but might be able to slow them down to dialup speeds so they just get frustrated with it and just lean more on the written stuff
Listen to me…I have an idea…
“The people of Ukraine didn’t choose that path, the oligarchs did.”
It’s true Ukraine has a history of oligarchic influence, but the 2014 Maidan protests were a massive, popular uprising. Ukrainians were fed up with Yanukovych’s corruption and his decision to abandon the EU agreement for closer ties with Russia. This wasn’t just oligarchs pulling strings; millions of Ukrainians demonstrated for a future that aligned with Europe, seeking more autonomy from Russia.
“Russia would be imperialist, but isn’t right now.”
I would argue that Russia is acting imperialistically. The annexation of Crimea, the war in Donbas, and now the invasion of Ukraine are clear examples of Russia asserting control over its neighbors. Even if it’s not globally imperialist like the U.S., these actions align with a regional imperialism that Marxists should still oppose.
Ultimately, this isn’t about picking sides between oligarchies, but supporting the principle of self-determination for Ukraine, including resisting imperialist aggression from any direction.
Yes, Ukraine has ties with the U.S., but sovereign nations have the right to choose their alliances. Ukraine’s Western integration stems from its desire for self-determination, not just U.S. influence. Russia’s aggression isn’t justified merely because Ukraine sought NATO’s support.
Bias exists everywhere, but dismissing “Western” sources wholesale, while elevating openly ideological ones, doesn’t strengthen the argument. Marxist critique should apply equally to all capitalist states, including Russia, which operates under an oligarchic system that exploits its own people. 1 2
While far-right elements in Ukraine are real, they’re a small part of the picture. Reducing Ukraine to these groups oversimplifies the conflict. Most Ukrainians are fighting for sovereignty, not fascism.
Russia’s actions are imperialist too, and as a Marxist, you should critique imperialism wherever it emerges, not just from the West.
NATO Expansion: The argument that NATO’s eastward expansion “provoked” Russia is often linked to Gorbachev’s 1990 talks with Western leaders. However, this promise was tied to Germany’s unification, not a blanket prohibition on expansion. And importantly eastern european countries sought NATO membership because of their historical (and justified) fears of Russian imperialism (a dynamic Marxists should understand as nations seeking sovereignty free from external dominance.)
Western Involvement in Ukraine: The U.S. supporting a regime change in Ukraine in 2014 is thought to be imperialism. But ignores the agency of Ukrainians, who led the Maidan protests because of already existing deep dissatisfaction with Yanukovych’s corrupt, oligarchic regime and his pivot to Russia. Supporting popular uprisings against oligarchs should align with Marxist values even if “the West” has its own interests
The Role of Fascism in Ukraine: Yes, Ukraine has issues with far-right groups like so many countries but exaggerating their influence as a justification for invasion serves to divert attention from Russia’s own reactionary politics. Far-right elements in Ukraine do not define the country’s political landscape, nor do they justify imperial aggression from another state. Russia has its own history of fostering right-wing authoritarianism.
Minsk Agreements: While the West" and Ukraine could be criticized for their handling of the Minsk agreements, Russia also violated these accords by continuing support for the separatists. Both sides share blame for the failure of Minsk, but it doesn’t make Russia’s invasion justified. Ukrainians didn’t provoke a full-scale invasion; they were defending their sovereignty.
NATO as a “Defensive” Alliance: Criticism of NATO’s imperialistic behavior is fair its actions in places like Libya show it isn’t 100% defensive. But in this case, NATO’s expansion was driven by countries seeking security from a historically imperialist power. Ukraine wasn’t “provoking” Russia by wanting self-determination; it was trying to secure its future.
You’re trying to push this “Actuall, but Ukraine DID provoke” narrative by mixing in unverified, ideologically biased material with references that are legitimate, but isolated incidents. Like linking far-right activity to justify the war conveniently ignores Russia’s (I should probably say everyone’s) own far-right issues. Marxists should reject imperialism in all its forms, including Russia’s actions in Ukraine.
“propaganda”? Oh. You mean like Russia started a full blown unprovoked war with a peaceful nation? That “propaganda”?
Sucks others got caught in the crosshairs, but that’s just what happens when your authoritarian government launches unprovoked wars and gets sanctioned.
Damn, why didn’t I think of that lmfao
Depends, if this is a personal curse or like a curse on humanity as a whole.
Because of its humanity as a whole I might just open it anyways ya know just to keep things interesting. Gotta be better than what the rich fucks are doing ¯\_(ツ)_/¯
And you don’t either
That’s great, in theory. In reality, you’ll get stuck in a perpetual savings cycle like OP and in many cases never reach the mythical threshold.
200k savings sounds nice, but if you have to spend 5 years saving and housing prices jump 80, 90, 200% in that time that savings lead gets entirely erased.
You can always play around with your interest rate later on, but you can never change what you paid for the house